Windermere Woodinville Blog

Thanks brother Ed Barcinas for your service to your country and for us at home.  We appreciate you, Ed.

God bless you.

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Friends, valued clients, business associates and neighbors …

Join us at our Windermere Woodinville office 

(13901 NE 175th St. Woodinville - few doors down from Molbak’s)

• Friday, December 4th
• From 5:30 PM to 8:30 PM
• For courtesy photos with Santa (bring the children)
• Cookies and cocoa
• Sing some carols
• If you wish, donate to the Forgotten Children’s Fund
• Love to see you.

God bless.

The President signed the Worker, Homeownership, and Business Assistance Act of 2009 on November 6, 2009. This extends and expands the First-time Homebuyer Tax Credit. Below are details about the extension as well as a details for a new tax credit.

• The current law has been extended until April 30, 2010. First-time homebuyers have until that date to have a signed purchase and sale agreement. There is an additional 60 day grace period to complete the financing.
• The new law raises the annual income limits to $125,000 for singles and $225,000 for married couples.
• Current homeowners may be eligible for a tax credit of up to $6,500. These homebuyers must have lived in their home for 5 consecutive years over the previous 8 years to qualify.
• The purchase must be for their primary residence, must be made between November 7, 2009 and April 30, 2010 and must be $800,000 or less.
• The income limits are the same as the first-time homebuyer listed above.
• The 36-month recapture requirement for military personnel, including members of the Foreign Service and intelligence community, forced to sell as a result of an official extended duty of service has been eliminated.
• The tax credit is extended for one year for military personnel serving outside the United States for at least 90 days in 2009 or 2010.

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You plan on buying a home.  You will need to borrow.  In the process of borrowing, your credit score will have a bearing on whether you get the loan you need.

FICO scores are based on information that is reported by creditors to Trans
Union, Equifax, and Experian. They are not affected by age, race, sex, or
income.

What are the primary factors that determine FICO credit scores?
· 35% is based on your payment history for all accounts
· 30% is based on the amount you owe on revolving accounts
· 15% is based on how long you have been using credit
· 10% is based on your applications for new credit
· 10% based on types of credit used

Read the rest of this entry »

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Above, see my chicken’s email “in box.”  Today, a Webinar fell in there.

• My chicken was sketched during Larry Kendall’s Webinar on business planning.  
• The secret to finding clients:  face-to-face contact.
• The second secret:  face-to-face with people, prospects, sphere and prospective clients. 
• They must know and trust us and be reminded that we are in the business. 
• Not a complicated business plan.

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Comparing Sept. ’09 to Sept. ’08 King County Residential
Juanita/Woodinville/Bothell Area 600

Listings down 11.01%*

Closed Sales up 41.56%

Median Price ($435,000) down 4.4%

* New active listings actually up in 2009 (210) over new actives in 2008 (only 185).

Comparing Sept. ’09 to Sept. ’08 King County Condominium
Juanita/Woodinville/Bothell Area 600

Listings down 7.49%*

Closed Sales up 50.00%

Median Price ($207,975) down 11.49%

Source, Northwest Multiple Listing Service.

Other sites you may want to visit:

http://seattletimes.nwsource.com/html/realestate/

http://raincityguide.com/

Thanks for reading the blog.

• We’ve had some technical difficulties, but now we’re back in business.
• Thank you for your patience.

God bless.

Thanks for reading our blog.